Paynavix Case | Launching merchant acquiring services

Background

The bank developed merchant acquiring services from scratch to expand its product line. To strengthen its market position, it enhanced competitiveness with a comprehensive financial services portfolio. Supporting small and medium-sized businesses, the bank introduced tools to improve customer service quality.

Tasks

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Building a merchant acquiringinfrastructure from scratch
Integrating modern and reliablesolutions to ensure the seamless operation of acquiring services
Facilitating easy terminal networkmanagement and secure handling of cryptographic keys

Bank overview

$1.8B

in assets

1.5M

70K+ business

clients

100+

branches

Achieved Results

15%

increase in acquiring fee revenue

500

Aisino POS terminals installed

Business Impact

Expanded Client Base

Expanding the bank's client base by attracting small and medium-sized businesses to acquiring services.

Boosted Acquiring Revenue

Increasing the bank's income by 15% from acquiring fees within the first six months after launch.

Strengthened Brand & Entrepreneurial Trust

Enhancing the bank's reputation as an innovator and a leading financial institution in the region while building greater trust among entrepreneurs and partners.

Increased Transaction Volume

Growing SMB clients and transactions with versatile POS software, enabling fast acquiring access, higher revenue, and a stronger market position

Optimized Terminal Management

Enhancing terminal network reliability and improving customer satisfaction through centralized management via TMS, which reduced system failures and optimized operational costs.

Expanded acquiring & market share

Deploying 500 terminals to expand the acquiring infrastructure — this increased coverage of new retail outlets, drove transaction volume growth, attracted more SMB customers, and ultimately increased the bank's market share.

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Launch of the acquiring business

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Total control over acquiring

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