Acquiring and cash transactions at fuel stations

Automating acquiring and cash transactions at petrol stations with innovative solutions — cutting costs and accelerating payments with an integrated system

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Background

The bank needed a technically advanced solution to automate deposit transactions across 500+ petrol stations. Managing multiple terminal systems and third-party software created complexity and higher costs, requiring a unified approach. With limited experience in ADM, the bank had previously relied on safes and cash collection for cash management

Tasks

  1. Development of a unified ecosystemfor terminal and ADM management
  2. Implementation of software withseamless integration across various terminal devices and machines
  3. Enhancement of operationalefficiency and transaction security
  4. Ensuring system scalability andreadiness for further network expansion
Bank overview
$1.7B
in assets
300K
10K business
clients
43
cities
Achieved Results
-30%
in cash collection costs
+12%
acquiring commission revenue
1,1K
POS terminals optimized

Business Impact

Enhanced Cost Efficiency via Automation

Achieved a 30% reduction in cash collection costs through automation and a 15% decrease in the cost of owning an acquiring network.

Increased Commission Revenue

Realized a 12% increase in revenue from acquiring commissions.

Technological Leadership & Corporate Loyalty

Enhanced the bank’s reputation as a technology leader and boosted loyalty among corporate clients (petrol station owners) by offering high-tech solutions.

Improved Client Trust & Market Competitiveness

95% positive feedback boosted client trust and competitiveness in fuel-dense regions.

Operational Excellence in Service Delivery

Achieved a 25% reduction in transaction processing time, enhancing customer service at petrol stations, while centralized terminal network management streamlined operational processes.

Accelerated Expansion & Robust Reliability

Accelerated network scaling with new locations deployed 20% faster and ensured enhanced infrastructure reliability, with system availability reaching 99.9%.

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